Attention Northern California Homebuyers:

With today’s high cost of buying a home, qualifying buyers in San Joaquin, Stanislaus, Merced, and Sacramento Counties may be eligible for down payment or closing cost assistance.

Explore our diverse range of down payment assistance programs designed to meet your unique financial needs. From CALHFA, CHENOA, and our Kind Program, we have options that cater to every situation.

Your Path to Homeownership

Unlock Your Dream Home with Our Tailored Down Payment Assistance Programs

Discover down payment assistance options to help you secure your dream home with less upfront cost. Please take the time to discover Our Programs By Navigating Each Tab.

Flexible Financing for Every Journey

Explore Our Programs By Navigating Each Tab

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Anthony Garcia

Loan Officer
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Meet Our Expert Team

Our dedicated team at California Down Payment Assistance is committed to guiding you through the home loan process. With extensive expertise in various loan products, we ensure you find the best options tailored to your needs.

Applying for Your Home Loan

Made Easy

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Step 1: Gather Your Documents

Start by collecting essential documents such as your income statements, tax returns, and credit history. This will help streamline the application process.

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Step 2:Consult with Your Loan Officer for Personalized Guidance

Contact your loan officer to determine your loan amount, to discuss monthly payment, and to ensure we meet all your needs during the loan process.


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Step 3: Complete the Application

Fill out our straightforward loan application form. Our team is here to assist you at every step, ensuring you provide all necessary information.

Frequently Asked Questions About Home Loans

At California Down Payment Assistance, we understand that navigating the world of home loans can be overwhelming. Here, we address some common inquiries to help you make informed decisions.

What types of home loans do you offer?

We provide a variety of down payment assistance programs, including VA loans, USDA/FHA loans, refinancing options, and more. Our goal is to find the right loan that fits your unique needs.

How can I apply for a home loan?

Applying for a home loan with us is simple. You can start by filling out our online application form, or you can contact our team directly for personalized assistance.

What is the difference between a fixed-rate and an adjustable-rate mortgage?

A fixed-rate mortgage has a constant interest rate throughout the life of the loan, providing predictable monthly payments. An adjustable-rate mortgage may have lower initial rates but can fluctuate over time based on market conditions.

How long does the loan approval process take?

The loan approval process can vary, but we strive to provide timely responses. Typically, you can expect to receive a decision within a few days to a week, depending on the complexity of your application.

Get Started Today

If you have more questions or are ready to begin your home loan journey, reach out to us. Our dedicated team is here to assist you every step of the way.